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Residential | February 2011 
Q&A: Ronald Mann, Columbia Law School
There's plenty of talk about the advantages of electronic mortgages. Here's the rub: It's often easier to say "e-mortgage" than to originate and close one. Using e-mail rather than a fax machine doesn...
By Darrick Meneken, associate editor, Scotsman Guide Media

Residential | December 2012 
5 Ways to Build Client Relationships
In this age of technology, it’s more important than ever for mortgage brokers and originators to create authentic relationships with their clients. Earning clients’ trust can help you more easily guid...
By Joe Caltabiano, senior vice president of mortgage lending, Guaranteed Rate

Residential | December 2012 
The Return of the Mortgage Broker
At the height of the recession, it seemed to many within the housing industry that mortgage brokers had sung their last hurrah. Despite the valuable services that brokers provide, the recession certai...
By Eric Chavez, branch manager, Loan Logic

Residential | December 2012 
Don't Make Another Blind Choice
Despite the recession’s lingering effects on lenders and the vendors that serve them, many options remain for loan originators in search of good technology. For instance, there still are many great lo...
By Steve Ribultan, director of business development, DocMagic Inc

Residential | December 2012 
Q&A: Keith Gumbinger,
As 2012 comes to a close, it’s time to look back at how the mortgage industry has changed this past year — and how it may continue to change in 2013. vice president Keith Gumbinger spoke with ...
By Raymond Fleischmann, editor, Scotsman Guide Media

Residential | December 2012 
Gazing Into the Future of the Housing Industry
This past September, following months of rumors and debate, Federal Reserve chairman Ben Bernanke announced plans to reignite the stalled economy with a third round of quantitative easing, known as QE...
By Elizabeth Rose, mortgage banker and speaker, Rose Group

Residential | December 2012 
7 Tips for Crafting Online Newsletters
E-mail newsletters have become a popular approach to marketing, especially for small brokerages and banks. And why shouldn’t e-newsletters be popular? They’re inexpensive, easy to distribute and — the...
By Brian Rieger, principal, True Impact Communications

Residential | December 2012 
If 2007 and 2008 are the years associated with the burst of the housing bubble, 2012 may be remembered as the year in which signs of a housing recovery took hold — triggering positive sentiment among ...
By Rania Efthemes, director of content strategy , Scotsman Guide Media

Residential | December 2012 
U.S. foreclosure activity dropped to a five-year low this past September, partly because lenders and servicers are disposing of distressed properties earlier in the foreclosure process and even before...
By Daren Blomquist, vice president of market economics,

Residential | February 2012 
Data Decoded
Conforming-loan limits have been enthusiastically debated in the past few months. Since the housing crisis began, legislation aimed at keeping mortgage credit available has increased the maximum loan ...
By Svenja Maarit Gudell, senior economist, Zillow

Residential | October 2012 
It Takes a Team to Close a Loan
At times, it seems like all the hands involved in creating and closing a loan are independent, but that is not the case. Mortgage loan originators, processors, underwriters and funders are all interde...
By Darrin Stobaugh, consultant

Residential | October 2012 
Q&A: Rhonda Porter, Mortgage Master Service Corp.
From social media platforms to loan origination systems, technology seems to grow as quickly as the mortgage industry itself. Blogs and sites like Twitter and Facebook have changed the way that origin...
By Raymond Fleischmann, editor, Scotsman Guide Media

Residential | October 2012 
From the Editor
Technology plays an increasing role in our day-to-day lives. From checking e-mail on our smartphones to using GPS to navigate, technological tools are at our fingertips virtually from sunrise to sunse...
By Jennifer Garrett, editor, Scotsman Guide Media

Residential | October 2012 
Featured Top Originator: Eric Almquist
Based in Omaha, Neb., First National Bank’s Eric Almquist admits that his market’s average loan size is smaller than it would be in some other states. But that’s not slowing him down: Almquist closed ...
By Raymond Fleischmann, editor, Scotsman Guide Media

Residential | October 2012 
Mortgage delinquencies increased and foreclosures decreased this past second quarter, according to the second-quarter National Delinquency Survey released by the Mortgage Bankers Association (MBA). ...
By David H. Stevens, president and CEO, Mortgage Bankers Association


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