Scotsman Guide > Residential > Directories > Niche Lenders

 Enter your e-mail address and password below.


Forgot your password? New User? Register Now.

Mobile/Manufactured Homes


Agoura Hills Financial
AHF will consider loans with this criteria. We are an equity-driven private lender. No minimum FICO. Up to 65% LTV. Contact us today for a quick close!
Lending Territory: Southern CA

First National Bank of America
No minimum FICO required. Manufactured or mobile homes with land (unlimited acreage). Single and double-wide are okay. LTVs up to 70%. Loans are fixed-rate.
Lending Territory: NATIONWIDE

FMC Lending 
Manufactured home lender. Mobile homes allowed. Must be on foundation. Purchase, refinance, cash-out all property conditions. Direct private money lender - asset based. Fast 7-day close. No credit needed. Bad credit OK. 400+ FICO allowed. Bankruptcy allowed. Foreclosure bailout allowed. Debtor in possession allowed. No doc stated loan programs; non-owner or second home. No tax returns. No bank statements. Alternative lender $50,000 - $12,000,000 loan limits. Same day approvals. 70-75% LTV. 
Lending Territory: CA, CO, DC, FL, NC, TX, WA

GSF Mortgage Corp.
No overlays for mobile/manuf. homes. Highlights: FHA 30-year fixed up to 96.5% LTV; VA 30-year fixed up to 100% LTV; USDA 30-year fixed up to 100% LTV and conventional 30-year fixed up to 95% LTV. All loans are handle in-house. The borrower does not need to requalify after the initial closing and makes no interest payments during the build on most products. Stick-built, manufactured and modular are eligible.
Lending Territory: NATIONWIDE except AL, CT, GA, HI, ID, ME, MT, ND, NE, NH, NM, NV, RI, VT, WV, WY

Hilton Financial Corp.
Non-owner occupied, spec construction, set-ups, renovations, distress sale acquisitions. Affixed only. LTV's up to 65% of completed value, up to 90% LTC. Stated income, fixed rates. Terms: up to 36 months interest only, 5-year balloon with 10 or 15 year amortization.
Lending Territory: AZ, CO, OH, UT

Eligibility requirements include:

  1. Homes must be built in compliance with the Federal Manufactured Home Construction and Safety Standards that were established in 1976.
  2. Homes must be a one-family dwelling legally classified as real property.
  3. Homes must be at least 12 feet wide and have a minimum of 600 square feet of gross living area.
  4. Homes must be attached to a permanent foundation system in accord with manufacturer's requirements.

Click on the company name to see its contact information from the Residential Lender Directory. Don't forget to tell lenders you found them in Scotsman Guide when you call. Please click here to request adding a topic or lender to this section.



© 2019 Scotsman Guide Media. All Rights Reserved.  Terms of Use  |  Privacy Policy