Scotsman Guide > Residential > Directories > Niche Lenders

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No Tradelines

 

Advancial Federal Credit Union
Up to 80% LTV for O/O. Max loan amount is $3M.
Lending Territory: NATIONWIDE

Amerifund Home Mortgage
Run the scenario by us - tell us the story – if it has some common-sense we most likely will do it! Broker friendly with quick turn times and loan scenario responses. Fast fundings. Direct lender. Call or email for more information on programs.
Lending Territory: NATIONWIDE except AL, KS, KY, LA, MN, MO, MS, MT, WY

FMC Lending 
No tradelines needed. No tax returns. No ank statements. Stated income and no doc loan programs.  Direct private money lender - asset based. Fast 7-day close. No credit needed. Bad credit OK. 400+ FICO allowed. Bankruptcy allowed. Foreclosure bailout allowed. Debtor in possession allowed. No doc stated loan programs; non-owner or second home. No tax returns. No bank statements. All property types. All property conditions allowed. Same day approvals. 70-75% LTV. 80% case-by-case. 
Lending Territory: CA, CO, DC, FL, NC, TX, WA

Pacific Private Money Loans
Broker friendly with quick turn times and loan scenario responses. Fast fundings. Direct lender. Call or email for more information on programs. Ranked by Scotsman as one of the top 5 hard money lenders in 2014.
Lending Territory: CA, HI

Sprout Mortgage
Max LTV 70%. If multiple borrowers have 12-month tradelines combined, then no LTV restriction (but based on primary wage-earners mid-score).
Lending Territory: NATIONWIDE except HI, MO, NY, UT, VA


Click on the company name to see its contact information from the Residential Lender Directory. Don't forget to tell lenders you found them in Scotsman Guide when you call. Please click here to request adding a topic or lender to this section.

 
 

 
 

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