Scotsman Guide > Residential > Directories > Niche Lenders

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Non-QM Conforming Loan Amounts


Advancial Federal Credit Union
Up to 80% LTV for O/O. Max loan amount is $3M and max cash-out is $1.5M. Minimum 680 score.
Lending Territory: NATIONWIDE

No-doc loans from $15K-$1M, 17-yr. term. Aggressive rates, high LTVs, no prepays or balloons. Loans to self-directed IRAs and transaction funding. 24-hr. funding. No appraisals needed. Fire insurance only.   
Lending Territory: AL, FL, GA, NC, SC, TN

FMC Lending
$50,000 - $12,000,000 loan limits. Direct private money lender - asset based. Fast 7-day close. No credit needed. Bad credit OK. 400+ FICO allowed. Bankruptcy allowed. Foreclosure bailout allowed. Debtor in possession allowed. No doc stated loan programs; non-owner or second home. No tax returns. No bank statements. All property types. All property conditions allowed. Same day approvals. 70-75% LTV. 80% case-by-case. 
Lending Territory: NATIONWIDE ex. AK, AZ, CA, ND, NV, NY, OR, SD, UT, VT

LendSure Mortgage Corp.
12- and 24-month bank statement programs with variable expense ratios, bank statements will be analyzed with an income amount in 24 hours, non-warrantable condos, LTVs to 90% LTV on full doc and bank statements, multiple income sources including asset depletion are allowed, interest only allowed on variable and fixed-term products.
Lending Territory: AL, AR, AZ, CA, CO, CT, FL, GA, ID, IN, MA, MD, MN, NC, NH, NJ, NV, NY, OH, OR, PA, TN, TX, UT, VA, WA 

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