Scotsman Guide > Residential > Directories > Niche Lenders

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Vacant Land Loans


No-doc loans from $15K-$1M, 17-yr. term. Aggressive rates, high LTVs, no prepays or balloons. Loans to self-directed IRAs and transaction funding. 24-hr. funding. No appraisals needed. Fire insurance only.   
Lending Territory: NATIONWIDE ex. AK, AZ, CA, ND, NV, NY, OR, SD, UT, VT

First National Bank of America
No minimum FICO required. Loan amounts up to $400K. LTVs up to 65%. Loans are fixed-rate.
Lending Territory: NATIONWIDE 

FMC Lending 
Lot loan direct lender in residential areas only. Urban only. Buildable lots. Good areas only. Stated income and no doc loan programs available. Direct private money lender - asset based. Fast 7-day close. No credit needed. Bad credit OK. 400+ FICO allowed. Bankruptcy allowed. Foreclosure bailout allowed. Debtor in possession allowed. No doc stated loan programs; non-owner or second home. No tax returns. No bank statements.  Same day approvals. 70-75% LTV. 
Lending Territory: CA, CO, DC, FL, NC, TX, WA

Pacific Private Money Loans
Lot and land loans up to 50% LTV. Prefer urban infill locations but will look at all scenarios. Direct lender with same day LOI. Broker friendly with superior customer service.
Lending Territory: CA

PSG Capital Partners Inc.
We lend primarily in Southern California: LA, Riverside, San Diego and Ventura counties.
Lending Territory: CA

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